> For the complete documentation index, see [llms.txt](https://developer.esw.com/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://developer.esw.com/getting-started/get-started-with-esw/finance-and-settlement.md).

# Finance and Settlement

{% @code-walkthrough/alert-block title="" message="The information provided in this Knowledge Centre is for general informational purposes only and does not constitute any legal or commercial advice. Settlement processes will vary depending on the specific terms and conditions agreed upon between ESW and each individual retailer." type="error" %}

<h2 align="center">Finance and Settlement</h2>

<h4 align="center"><strong>Making worldwide commerce simple</strong></h4>

<p align="center">Our finance solutions are designed to streamline cross-border transactions, ensuring seamless settlements and transparent billing processes for retailers and shoppers alike.</p>

<p align="center"><a href="/pages/O2VMZaxzq4yATefnCpAt" class="button secondary" data-icon="circle-dollar">Settlement &#x26; Billing</a><a href="/pages/0e4143d95116cd5af33d3cb3b3b2c78a070d3a9e" class="button secondary" data-icon="coins">Pricing</a><a href="/pages/O3e7haJ3F6CYRqtDWrRj" class="button secondary" data-icon="arrow-progress">Order Flow</a><a href="/pages/BQNafLMwuFNtfz9kHXG3" class="button secondary" data-icon="plane-departure">Invoicing, Tax and Duties</a></p>

***

<table data-view="cards"><thead><tr><th align="center"></th><th align="center"></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td align="center"><strong>Decrease complexity</strong></td><td align="center">ESW decreases complexity to provide a seamless experience to shoppers everywhere.</td><td data-object-fit="contain"><a href="/files/lEafxCMfDJHZKOQygjmj">/files/lEafxCMfDJHZKOQygjmj</a></td></tr><tr><td align="center"><strong>Shared revenue model</strong></td><td align="center">ESW has a shared revenue model and a vested interest in your growth and cross border potential.</td><td data-object-fit="contain"><a href="/files/Mxl3Ne4ULu9ewc4bLAiH">/files/Mxl3Ne4ULu9ewc4bLAiH</a></td></tr><tr><td align="center"><strong>Tax and compliance</strong></td><td align="center">ESW handles tax, compliance and collection of money from PSPs.</td><td data-object-fit="contain"><a href="/files/yqlx31XKvvg2FHrpjrtU">/files/yqlx31XKvvg2FHrpjrtU</a></td></tr><tr><td align="center"><strong>Flexibility</strong></td><td align="center">Flexible settlement cadences to match your internal requirements: weekly, fortnightly, or monthly.</td><td data-object-fit="contain"><a href="/files/CX6EBaXSsW84YzO8fvVv">/files/CX6EBaXSsW84YzO8fvVv</a></td></tr><tr><td align="center"><strong>Cashflow</strong></td><td align="center"><p>There is no payout threshold in ESW.</p><p>ESW will remit the full value of your settlement net of our fees in the agreed settlement period.</p></td><td data-object-fit="contain"><a href="/files/OmqmQY29nK62GuqwISUm">/files/OmqmQY29nK62GuqwISUm</a></td></tr><tr><td align="center"><strong>Payment processing</strong></td><td align="center">ESW will remit payment within two business days of your selected settlement period, via bank transfer or ACH to your designated account</td><td data-object-fit="contain"><a href="/files/eEX5wMwS5rVjeZyxiwHZ">/files/eEX5wMwS5rVjeZyxiwHZ</a></td></tr></tbody></table>

***

<h2 align="center">What this means</h2>

<p align="center">ESW Benefits</p>

{% tabs %}
{% tab title="For you" %}
{% @code-walkthrough/alert-block title="" message="Receive a single payment to your chosen bank account on your selected day, in line with our flexible payment terms." type="success" %}

{% @code-walkthrough/alert-block title="" message="ESW deducts a checkout fee from this as agreed per the contract." type="success" %}

{% @code-walkthrough/alert-block title="" message="ESW takes care of all relevant tax returns and compliance on your behalf." type="success" %}

{% @code-walkthrough/alert-block title="" message="ESW deals directly with every payment provider we support." type="success" %}
{% endtab %}

{% tab title="For your team" %}
{% @code-walkthrough/alert-block title="" message="Ease of reconciliation. " type="success" %}

{% @code-walkthrough/alert-block title="" message="A single file containing all transaction types, broken down by SKU, Order, and Package level." type="success" %}

{% @code-walkthrough/alert-block title="" message="One single fee invoiced for checkout services." type="success" %}

{% @code-walkthrough/alert-block title="" message="One payment to reconcile." type="success" %}

{% @code-walkthrough/alert-block title="" message="Select the currencies that suit you while ESW handles all FX exposure." type="success" %}

{% @code-walkthrough/alert-block title="" message=" A dedicated ESW finance contact to assist with any payment or order queries." type="success" %}

{% @code-walkthrough/alert-block title="" message=" Get reconciliation reports by email or SFTP, with on-demand analysis available in Looker." type="success" %}
{% endtab %}
{% endtabs %}


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